As a caterer, your career will pull you into many areas. From weddings to children’s parties, at times it can be a wild ride. Nevertheless, your clients always expect the best from you in contributing to their big day.
From quality produce and a knockout menu, to the presentation and design—a lot goes into keeping your client happy. Taking out caterers insurance for your business with a public and product liability policy is crucial in protecting yourself and your business. When the unexpected happens, your client or another third party can bring a claim against you. As a mobile caterer, there are several risks that could occur at anytime during your small business activities.
Why choose AUZi's mobile catering insurance?
The benefits
- Instant quote and certificate of currency
- Purchase online 24/7
- A specialised policy tailored to your industry
Policy options
- Multiple policy options
- $5mil, $10mil or $20mil limit of liability
- Pay by card, bank transfer or monthly instalments
*This policy cannot cover restaurant owners and operators
Why do I need caterers insurance?
Legal costs can add up quickly. When a customer engages you to provide a service, they expect nothing but the best. Human error does happen. The last thing you need is to worry about losing your livelihood in the event a customer brings a claim against you for losses or damages. Without insurance, you’re at risk of losing everything from just one claim.
What could go wrong as a mobile caterer?
The risk that a client or any member of the public can suffer food poisoning from either food you have prepared yourself, or arranged to serve is very real. No matter how careful you are, this risk is always there.
Moreover, you could potentially cause property damage and injury in the course of delivering the food, or picking up supplies. Being mobile, there are endless situations that this could occur.
What's covered under AUZi's mobile caterers insurance?
Public liability insurance
Public liability insurance is designed to protect you against personal injury or property damage to third parties arising from your business activities.
Product liability insurance
Product liability insurance is designed to protect you against personal injury & property damage to third parties arising from the products you have sold.
Mobile catering insurance prices
Your dedicated contacts
Chat live with our specialist insurance brokers, Nicole & Tracy by hitting the live chat bar below (only available during office hours).
Alternatively, give us a call on 1300 939 698, or email us at mail@auzi.com
On the Blog
Implications of cancelling your product liability insurance
Product liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident occurred for there to be a valid claim.
If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.