Cake Maker Insurance

Public & product liability insurance for cake makers and cake decorators

Maybe you’ve baked a few cakes for family and friends that created a stir. Or, you’ve been an artistic cake maker since day one. You might even be a member of a grocery store mud cake hacks Facebook group and become hooked. Whatever the creation, you need to consider public and product liability insurance and food certificates for your business. Cake maker insurance by AUZi Insurance is specifically designed for your unique business, so you can rest assured you have the right cover in place.

Why choose AUZi's cake maker insurance?

Included activities

Market stalls, pop up shops and expos
Biscuits, slices, desserts and chocolates
Workshops (up to 20 people)
Making and selling dry cake mixes
Making and selling cake decorations and toppers
Hiring a commercial kitchen

Policy options

*To be covered by AUZi’s cake makers insurance, you must hold a current food handling/food safety certificate.

Check with your relevant state food authority for food handling certificate information and requirements. Please also check with your local council in case further certification is required.

Do I need insurance to sell my cakes?

Yes. As a cake maker, your business activities and the products you sell are exposed to many risks.

The risks associated with food poisoning, food reactions and your daily business activities could result in a claim that can jeopardise your business and livelihood. But, what exactly could go wrong? Here are some claim examples that will call upon your cake maker insurance:

You create a two tiered masterpiece with palette knife painted flowers all the way around. But, you were so caught up with the stunning design, that you accidentally used an ingredient the customer specifically asked you to remove. A wedding guest experiences a severe reaction. The bride and groom will be suing you for damages.
These mistakes don’t just occur in the baking process. Something as simple as a wrong label on your biscoff cheesecake slice could have you whipped up in court faster than you can ice a cake.
Public liability claims can occur at anytime while attending markets, events and even delivering your products.

Cake maker insurance is essential for protecting your cake business and livelihood.

We’ve written a whole blog post that goes into the nitty gritty of cake makers insurance, check it out at the read more button below.

Why do cake makers need insurance?

Public liability insurance

Public liability insurance is designed to protect you against personal injury or property damage to third parties arising from your business activities.

Product liability insurance

Product liability insurance is designed to protect you against personal injury and property damage to third parties arising from the products you have sold.