Handmade Insurance
Public & product liability insurance for handmade craft businesses
The handmade business scene in Australia covers endless niches, hobbyists self-employed artists, and creatives. Whatever area of the handmade world you operate in, handmade insurance is a business essential. Our brokers at AUZi have delved into your industry to do their research and grasp a better understanding. With this, they’ve designed a policy to protect your unique business whether you’re working from home or a studio. If you run workshops, you may fit under our Arts and Crafts Workshop policy. Read more about that policy here.
Why AUZi's handmade insurance?
Included activities
- Market stalls, pop up shops & expos
- Retailing
- E-Commerce (online)
Policy options
- Multiple policy options
- $10mil or $20mil limit of liability
- Pay by card, bank transfer or monthly instalments
Why do crafters need handmade insurance?
Whether your handmade business is a full-time gig, or simply a side hustle with a relatively low turnover, insurance is crucial. Public liability insurance and product liability insurance are essential in keeping your business and livelihood safe. Due to the unique operation of a handmade business, there are many risks that makers neglect to consider. Between sending your product home with a customer, restocking your items at a local shop, selling at markets, and all the odd jobs in between, there are many risks that could result in a claim made against you.
Supported handmade activities and products
- Appliqué
- Basket weaving
- Batik
- Beadwork 7
- Bees Wax Wraps
- Book binding
- Calligraphy
- Canvas work
- Card making
- Ceramics
- Clay making 1
- Collage
- Crocheting
- Cross stitch
- Decoupage
- Dreamcatchers
- Embroidery
- Felt making
- Floral design
- Flower crown making
- Hair accessories
- Handmade Christmas Decorations
- Ikebana
- Iris folding
- Knitting (non clothing & toys) 2
- Kokodema
- Lace making
- Macramé
- Model making 3
- Mosaic Art
- Needlepoint
- Origami paper folding
- Painting
- Paper Cutting
- Paper embossing
- Paper mache
- Paper marbling
- Paper modelling
- Parchment craft
- Patchwork
- Personalised items including cake toppers, signs and labels (excl. Clothing) 4
- Pet accessories 5
- Plaster of Paris Crafts
- Pottery
- Quilling
- Resin Artwork
- Scrapbooking
- Sewing 1
- Spinning
- Sun catchers
- Tapestry art
- Tatting
- Textiles
- Weaving
- Domestic Timber Accessory Making 6
1: Excludes Jewellery Manufacturing
2: Sewing and Knitting are non-clothing and toys. This is not intended to cover a clothing manufacturer. A clothing manufacturer is where you make clothing, alter clothing, print on clothing or import clothing from overseas. See our Clothing Manufacturer Policy here. Please reach out if you need further clarification.
3: Model-making excludes children’s toys
4: Personalised items are subject to the items being sourced locally from an Australian supplier and not imported.
5: Pet Accessories do not include Pet food or Pet Treat
6: Domestic Timber Accessory Making excludes Children’s Toys
7: Excluding Teething Beads and Jewellery.
Excluded handmade activities and products
- Soaps and Cosmetic Products
- Jewellery Manufacturing
- Candles
- Heat Packs/Bags
- Importing Products and components
- Dummy Clips/Chains, teethers,
- Children’s Toy
- Workshops /or Classes
- Screen Printing
- Clothing Manufacturing
- Any other activity not listed in the Supported activities unless agreed and accepted
Please note: You cannot elect to only cover a portion of your range, we need to be able to insure your entire business activities/products range. If any of your products fall within the excluded list, this policy is not suitable.
What does AUZi's handmade insurance cover?
Public Liability Insurance
Public liability insurance is designed to protect you and your stall against personal injury or property damage to third parties arising from your business activities.
What can go wrong?
- Your customer comes into your home to pick up an order. They trip, fall, and injure themselves.
- While painting a custom portrait of a customer in their home – you spill paint on their hardwood floors.
Product Liability Insurance
Product liability insurance is designed to protect you against personal injury & property damage to third parties arising from the products you have sold.
What can go wrong?
- The hooks on your painting haven’t been secured properly, causing it to fall off the wall and smash an antique glass table below.
- A bead from your hair clips/accessories comes loose causing a child to choke on it.
All you need to know about handmade insurance in Australia
As an artist, you spend so much time perfecting your art and relishing the creative process. While the business side of things is crucial, it is also a bit of a bore. Especially when the information you find may not be tailored to your specific niche and business. We teamed up with madeit to bring you the ultimate guide for insuring your handmade business in Australia.
To read the guide ‘All you need to know about handmade insurance in australia’ click here.
Frequently asked questions:
Have a read of some of our Frequently Asked Questions for Handmade Crafts below;
We are unable to cover workshops under the Handmade Craft policy. However, we have a specialised Arts & Craft Workshop policy which would be more suitable – check it out here.
No, unfortunately, we are unable to cover these types of baby items.
No, unfortunately, we are unable to cover handmade/manufactured toys of any kind under our policies. This includes display toys, educational toys and plushies.
No, not under our Handmade Craft policy. However, we do have a Clothing Manufacturing Policy. So you may be more suited to our Multi-Policy combining both Handmade Crafts and Clothing Manufacturing. You can obtain a multi-quote HERE.
Yes, this policy automatically includes your market stall holder activities.
Are you running workshops?
Check out our Arts & crafts workshop insurance
Your dedicated contacts
Chat live with our specialist insurance brokers, Nicole & Tracy by hitting the live chat bar below (Only available during Office hours).
Alternatively, give us a call on 1300 939 698, or email us at mail@auzi.com
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