Interior Designer Insurance

Professional indemnity, public & product liability insurance for interior designers

AUZi’s insurance for interior designers is an investment for your business. As a professional in the design world, you know that the finer details count for your clients when bringing their dreams to fruition inside their home, business, indoor or outdoor space.

Unfortunately, that dream may come with errors in design, planning and implementation. As a result, your client may suffer financial loss leading to a claim made against you.

You may think that your interior design qualification has prepared you enough that this could never happen. But mistakes do happen. We have tailor made a professional indemnity and general liability policy to specifically protect the financial well being of interior designers. Your insurance policy is your protection against the cost of damage or injury that may occur inline with your business.

Why does AUZi have the best insurance for interior designers?

The benefits

Policy options

Do interior designers need insurance?

Yes. Due to the nature of your line of work, there are several risks that could result in a claim being brought against you. From working in someone’s home, to providing design advice—there are various daily tasks that expose you to the risk of being sued for damages.

What's covered under AUZi's interior designer insurance?

Public liability insurance

Public liability insurance is designed to protect you against personal injury or property damage to third parties arising from your business activities.

Professional indemnity insurance

Professional Indemnity Insurance is designed to protect you and your business against claims made against you based on any advice, services, or coaching you have given.

Product liability insurance

Product liability insurance is designed to protect you against personal injury & property damage to third parties arising from the products you have sold.

Professional indemnity insurance for interior designers

Legal costs can add up quickly. When a client is placing their beloved home or asset in your hands, there is potential for things to go wrong very quickly. Consequently, just one claim against you could lead to financial ruin. Without interior designer insurance, you can become personally liable to pay the claim.

What can go wrong as an interior designer?

While operating your interior design business, customers may find reasons to sue you in different scenarios. For example:

You have potentially given incorrect advice about furnishings that could be followed by mistakes in the materials used.
You have made an unwanted change to the plans that the customer wasn’t aware of and wouldn’t have agreed with had they known. This could result in plans not complying with relevant building codes.
You hang a mirror on the wall and the mirror falls, breaks and damages the flooring at a property you are working in. You can be held liable.