Interior Designer Insurance
Professional Indemnity and Public/Products Liability Insurance for Interior Designers
Annual Cover starting from
$77.48/Month
Instantly generated Quotes, Purchase online in minutes.
AUZi’s Interior Designer Insurance is an investment for your business. As a professional in the design world, you know that the finer details count for your clients when creating and designing dream ideas inside a home, business, indoor or outdoor space.
Unfortunately, that dream may come with errors in design, planning and implementation. As a result, your client may suffer financial loss leading to a claim being made against you.
You may think that your interior design course has prepared you enough that this will never happen to you. But isn’t it better safe, than sorry? We have tailor made a Professional Indemnity and General Liability Policy to specifically protect the financial well being of Interior Designers. Your insurance policy is your protection against the cost of damage or injury that may occur inline with your business.
Why AUZi's Interior Design Insurance?
The Benefits
- Instant Quotes & Certificate of Currency
- Purchase Online, 24/7
- Specialised policy, tailored to your industry
Your Choices
- $5mil, $10mil or $20mil Limit of Liability
- $250,000 to $20mil Professional Indemnity Cover
- Pay by Card, Bank Transfer or Monthly Instalments
Why do I need Insurance as an Interior Design?
Professional Indemnity Insurance is designed to protect businesses and professionals that provide advice or and services to their clients. Due to the nature of businesses that require this type of insurance, there are several risks that could result in a claim being brought against you for damages suffered to a third party from your mistakes. As an Interior Designer, this risk is very real. For instance, providing a service, potentially breaching a contract or any breach of professional duty could result in a claim.
What Does our Interior Designer's Insurance Cover?
Professional Indemnity Insurance
Professional Indemnity Insurance is designed to protect you and your business based on any advice, services or coaching you have given.
Public Liability Insurance is designed to protect you and your business against Personal Injury or Property Damage arising from your Business activities.
Products Liability Insurance
Products Liability Insurance is designed to protect you against Personal injury & Property damage arising from the products you have sold.
Professional Indemnity Insurance for Interior Designers
Legal costs can add up quickly. When a client is placing their beloved home or asset in your hands, there is potential for things to go wrong very quickly. Consequently, this could damage you financially from just one claim brought against you. Without Interior Designer Insurance, you can become personally liable to pay the claim.
Our comprehensive cover includes Professional Indemnity and General Liability (both Public and Products) so you can rest assured that you have the right cover in place to cover your business.
What can go wrong as an Interior Designer?
While operating your Interior Design business, customers may find reasons to sue you in different scenarios. Those could include;
- You have potentially given incorrect advice about furnishings that could be followed by mistakes in the materials used.
- You have made an unwanted change to the plans that the customer wasn't aware and wouldn't agree with had they known. This could result in plans not complying with relevant building codes.
- You hang a mirror on the wall and the mirror falls, breaks and damages the flooring. You could be held liable.
AUZi is a proud partner of the
Interior Design Institute
The Interior Design Institute is the leading online Interior Design Educator in Australia. Read more on what they do by clicking here.
Your Dedicated Contacts
Chat live with our Specialist Brokers, Nicole & Tracy by hitting the live chat bar below. Only available during Office hours.
Alternatively, give us a call on 1300 939 698, or email us at mail@auzi.com
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On the Blog
Implications of Cancelling your Product Liability OR Professional Indemnity Cover.
Products Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident occurred for there to be a valid claim.
Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and/or incident in order for your interest to be protected.
If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.