Party Hire Insurance
Public & product liability insurance for party hiring businesses (requiring a hire agreement)
Please note: Party Hire Insurance does not cover any type of inflatables, amusement rides, or petting zoos.Ā
So, your love for a good celebration has led you to the ultimate side hustle. You get to spark your creative flare by setting up pop-up picnics, wedding proposals, and baby showers, or traditional party hire equipment like tables and chairs, fairy floss machines and lolly buffets. Having party hire insurance is a great way to protect yourself in case something were to happen over the course of your business. Not to mention, it provides you with your certificate of currency to meet your council requirements.
Why choose AUZi's party hire insurance?
The benefits
- Instant quotes & certificate of currency
- Purchase online 24/7
- A specialised policy tailored to your industry
Your choices
- Multiple policy options
- $5mil, $10mil or $20mil limit of liability
- Pay by card, bank transfer or monthly instalments
Excluded activities
- Inflatables of any kind including & not limited to jumping castles, slides, ball pits.
- Jumping pillows
- Amusement rides and attractions
- Animal farms/petting zoos/reptile shows
- Fire pits and flammables
- Soft play equipment
- Playgrounds/children's playgrounds
This cover is subject to customers having a hire agreement in place for all goods and equipment hired out.
Do I need insurance for my party hire business?
Yes, it is in your best interest to have liability insurance for your party hire business. Liability insurance is designed to protect you against personal injury and property damage claims arising from your business activities. For example, you set up an amazing pop-up picnic and one of the guests trips over your rug, crashing into your perfectly designed tablescape. This trip causes them to break their wrist and also smashes their brand new iPhone. Next thing you know, you are issued a letter of demand with medical bills, iPhone replacement and legal fees. Not to worry, your AUZi Insurance policy is to the rescue.Ā
Claim examples
- You are engaged by a customer to provide tables, chairs and decorations for a party. A third party sits down on one of the chairs you hired to the event, and the chair leg breaks. This incident causes the third party to suffer an injury.
- You hire out your dance floor but when you set it up, it was not level. This causes a third party to slip, fall and break their ankle.Ā
What's covered under AUZi's party hire insurance?
Public liability insurance
Public liability insurance is designed to protect you and your business against personal injury or property damage to third parties arising from your business activities.
Product liability insurance
Product liability insurance is designed to protect you against personal injury or property damage to third parties arising from the products you have
sold.
Your dedicated contacts
Chat live with our specialist insurance brokers Nicole & Tracy by hitting the live chat bar below (only available during office hours).
Alternatively, give us a call on 1300 939 698, or email us at mail@auzi.com
On the blog