Public liability insurance is designed to protect you against personal injury or property damage arising from your business activities. With AUZi, this type of insurance can pay for losses as a result of accidents that happen on your property. Similarly, damages caused by workmanship and services supplied by your business.
What is public liability insurance?
Public liability can help you cover your costs if you become liable to pay compensation. For example, this would be for damages to a third party’s property, or injury as a result of your negligence.
Why do I need public liability insurance?
Public liability insurance will cover the financial costs a business, individual, contractor, or event incurs from a claim. These instances arise when an entity is found liable for damage/loss of property, death, injury, or financial loss as a result of their negligence.
As a business owner, claims of this nature could be brought against you at any time. While public liability is compulsory for some, it’s often deemed optional. However, it is highly recommended to safeguard you from these unpredictable claims.
Today, many public events and properties require you to prove you hold a current and comprehensive public liability insurance policy. Subsequently, this is becoming increasingly common in every sector.
However, note that your public liability insurance will become void if you engage in criminal or known hazardous activities.
Before purchasing, ensure that the cover you’re considering is sufficient for the nature of your business and its needs.
Square have created an invaluable ‘Guide to Public Liability Insurance.’
What is product liability insurance?
When you sell products, you can be held responsible for any injury those products may cause. With product liability insurance, you can protect yourself from claims made against you as a result of personal injury or property damage caused by products you sold, or supplied from your business.
At AUZi, all of our public liability policies are combined with product liability except our market stall policy. However, this can be upgraded to also include product liability insurance.
Why choose AUZi for your business insurance
- We cover 250+ business types
- You can cover up to 6 staff and even include sub-contractors
- Choose your public liability insurance level of cover from $5m up to $20m
- You get worldwide cover (excluding USA and Canada)
- Policies are underwritten by Berkley Insurance Australia – an A+ rated insurer
- Get an instant Insurance quote and buy online in minutes
- Easy to read policy documents
- No hidden costs
- Manage and renew your policy online in your MyAUZi account
- Immediate download of certificate of currency and schedule of insurance once invoice is paid
Frequently asked questions
Absolutely, and it only takes a few simple steps. View the steps on how to upgrade here.
However, all of our public liability insurance policies include products liability except for our market stall insurance.
Yes, we have a tailor made Candle and Soap Workshop Policy that includes Public Liability, Products Liability and Professional Indemnity Insurance. Read more about that policy here.
The incident that the claim has risen from must have taken place during the period of your policy.
However, please read more about this here.
Immediately after completing your purchase, you will be emailed with an invoice and Schedule of Insurance that includes a policy wording and your Certificate of Currency.
Moreover, you can download any of these documents at anytime by logging into your My AUZi account here.
Sometimes, a match made in heaven isn’t always the case here at AUZi
We have built a website that allows you to go in, grab your quote, buy public liability insurance online and get covered. You will be on your way to happy hour within minutes!
But, we waved goodbye to traditional time consuming purchasing processes. We said hello to a modern way of doing business. So, we’re only for those that are okay with the revolutionary self-serve approach to buying. However, don’t worry, you won’t get flagged for an unscanned item in the bagging area. We’re ahead of the game – just saying.
- We’re 100% online. If you’re comfortable with that, woohoo hit that quote button pronto.
- We do all things digital. You will find everything you need for your public liability insurance in your My AUZi account.
